Instant Credit up to RM2,500
No financial documents needed.
Stock Up Now, Pay Later - Keep Your Business Moving
Struggling with cash flow? Need credit terms to grow your business? With Borong Credit, you can buy now, pay later and keep your inventory stocked at all times.
Higher Credit Limits up to RM250,000+
Available with additional simple documents.
Flexible 60-Day Payment Terms
Ease up your cash flow while inventory keeps moving.
Apply Now & Get RM50 Off
For your first credit purchase.
About Borong Credit
Never Run Out of Stock Again - Get Instant Credit & Buy More Now.
Secure your financing and grow your business.
Get Approved in 24 Hours Fast approval so you can stock up quickly.- Choose Your Credit Limit Start small with Instant Credit or apply for higher limits.
- No Hidden Fees Only a small late payment fee if overdue.
- No Collateral Required Get a credit limit without tying up assets.
- Buy Inventory Now, Pay Later Manage cash flow without stress.
It's Not a Loan - It's a Credit Limit for SME Buyers
With Borong Credit, you receive a pre-approved credit limit that allows you to purchase inventory without upfront payment. You can buy now and pay later, keeping your cash flow healthy while growing your business.
- Fast approval so you can stock up quickly.
- Managing cash flow efficiently with extended 60-day credit terms.
- Scaling your product offerings and expanding your customer base.
How much credit limit does your business need?
Start small and upgrade anytime. The more you use and repay on time, the more financing you can unlock.
I want credit up to:
Requirements
- Bind debit/credit card to Borong platform
Waiting Period
- Immediate. Instantly receive RM500 in credit
Eligibility
- No prerequisite
Requirements
- Bind debit/credit card
- Business registration number (BRN)
Waiting Period
- Once approved, get instant credit limit up to RM2,500
Eligibility
- No prerequisite
- Can upgrade from Tier 1
Requirements
- Fill up FC application
- Provide latest 12 months bank statement
- Management account (12 months)
Waiting Period
- On bank approval, get up to RM250,000. Typically 7-14 working days with complete and accurate documents
Eligibility
- No prerequisite
Requirements
- Provide SOA from top 5 suppliers and debtors (receivables)
Waiting Period
- On bank approval, get more than RM250,000. Typically 7-14 working days with complete and accurate documents
Eligibility
- No prerequisite
Why businesses choose Borong Credit
No Collateral Required
Get financing without collaterals required.
Flexible & Scalable
Start with a small limit and increase as your business grows.
Build Your Credit Limit Over Time
The more you use and repay on time, the more financing you can access.
Why Business Choose Borong Credit?
Trusted by thousands of SMEs. Apply now and see how Borong Credit can help your business thrive!
| Common SME Concerns | How Borong Credit Solves It |
|---|---|
| I'm worried I won't qualify. | Fast approvals even for small businesses with minimal paperwork. |
| I don't want hidden fees. | Transparent fees - no hidden charges or surprises. |
| Applying seems complicated. | Simple, online application with WhatsApp support. |
| I don't want to take on risky debt. | Use credit only for inventory purchases, keeping your business financially healthy. |
How to Apply (Step-by-Step Guide)
Instant Credit
- Register on Borong
- Attach a credit/debit card
- Get approved in 48 hours
- Start purchasing inventory
Invoice Financing
- Upload financial documents (bank statement, management accounts, etc.)
- Application review (up to 14 working days)
- Approval & credit limit allocation
- Buy inventory & optimize cash flow
Still have questions? Chat with us on WhatsApp.
Hassle-free and fast approvals
Trusted by Business Like Yours
"Applying for credit was so easy, and we got approved within a day!"
Retailer C · Office Supplies Industry
Join hundreds of SMEs leveraging Borong Credit to grow their business!
Frequently Asked Questions
Can't find the answers you're looking for?
How long does approval take?
Instant Credit is approved in 48 hours. Invoice Financing takes slightly longer but is still faster than other financing options.
What if I only need MYR500 credit?
No problem. Start small and increase your limit when you're ready.
How do I increase my credit limit?
Simply upload a few more documents in your Borong Credit Dashboard. The more you use and repay on time, the more financing you can unlock.
When do I need to repay my credit?
Borong Credit offers flexible 60-day terms. Your due date will be clearly stated in your account.
Are there any hidden fees?
No hidden fees. You only pay a RM20 per month late processing fee if payments are late.
Start Growing with Borong Credit Today!
Don't let cash flow hold you back. Get the financing you need, when you need it. Apply in minutes and unlock up to RM250,000 for inventory purchases.
Chat with us!